Items where Author is "Zoltan, Zeman"
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Setiawan, Budi and Nugraha, Deni Pandu and Irawan, Atika and Nathan, Robert Jeyakumar and Zoltan, Zeman (2021) User Innovativeness and Fintech Adoption in Indonesia. Journal of Open Innovation: Technology, Market, and Complexity, 7 (3). p. 188. ISSN 2199-8531