Items where Author is "Kamil, Karmila Hanim"
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Faizuddin, Farisha Nazwani and Kamil, Karmila Hanim (2025) Factors influencing the adoption of digital banking among university students in urban areas: A comparative analysis using Analytical Hierarchy Process (AHP). Issues and Perspectives in Business and Social Sciences, 5 (2). pp. 151-162. ISSN 2785-9266