Determinants of Credit Risk in Conventional Banks: An Empirical Study in Malaysia

Citation

Kek, Swee Huan and Ramasamy, Suganthi and Yuen, Yee Yen and Pillay, Shalini Devi (2020) Determinants of Credit Risk in Conventional Banks: An Empirical Study in Malaysia. European Journal of Molecular & Clinical Medicine, 7 (8). pp. 1-25. ISSN 2515-8260

[img] Text
148.pdf - Published Version
Restricted to Repository staff only

Download (739kB)

Abstract

In every economy in the world, financial system plays an essential role in facilitating financial intermediation process that oversees the funds flow between savers and borrowers. Therefore it is essential to ensure financial intermediation process operate smoothly to promote financial stability in an economy. In Malaysia, basically there are two group of licensed financial institutions which promote financial stability in the country, they are; Licensed financial institutions and licensed insurance companies and Takaful operators. Licensed financial institutions consist of conventional banks, Islamic banks, International Islamic banks, Investment banks and other financial institutions while licensed insurance companies and Takaful operators consist of life business, life and general reinsurance business, life reinsurance business, general reinsurance business, Takaful operators and Retakaful operators. For the purpose of this study only one aspect of the licensed financial institutions which is conventional banks are focused on.

Item Type: Article
Uncontrolled Keywords: Credit—Management
Subjects: H Social Sciences > HG Finance > HG3691-3769 Credit. Debt. Loans. Including credit institutions, credit instruments, consumer credit, bankruptcy
Divisions: Faculty of Business (FOB)
Depositing User: Ms Rosnani Abd Wahab
Date Deposited: 12 Oct 2021 03:54
Last Modified: 12 Oct 2021 04:02
URII: http://shdl.mmu.edu.my/id/eprint/9578

Downloads

Downloads per month over past year

View ItemEdit (login required)