Citation

Ramasamy, Suganthi and Yuen, Yee Yen and Koh, Her Loke and Goh, Guan Gan and Solarin, Sakiru Adebola (2020) Microfinance services and socio‐economic welfare of urban households in Sabah, Malaysia. Journal of Public Affairs. p. 1. ISSN 1472-3891

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Abstract

This study examines the impact of microfinance services on the socio‐economic welfare of urban households in Sabah, which is considered as the poorest state in Malaysia. The data were collected from recipients of microfinance services through self‐administered questionnaire and were analyzed using Smart Partial Least Squares (PLS). The results of this study show that microcredit, microinsurance, savings, training, and social intermediation service have significant effects on socio‐economic welfare of urban households in Sabah. The empirical findings can be used as a guideline for microfinance institutions to provide the best services that will reduce vulnerability of the households in Sabah. It can also assist the government to provide the best microfinance blueprints in the region.

Item Type:	Article
Uncontrolled Keywords:	Microfinance
Subjects:	H Social Sciences > HG Finance > HG178 Liquidity
Divisions:	Faculty of Business (FOB)
Depositing User:	Ms Suzilawati Abu Samah
Date Deposited:	29 Oct 2021 02:01
Last Modified:	29 Oct 2021 02:01
URII:	http://shdl.mmu.edu.my/id/eprint/8385

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