Financial Technologies for Accepting Transaction Using Cryptocurrency


Suhaimi, Shadia and Hui, Lee Yu and Shafee, Nur Baiti and Hashim, Haniza and Mohd, Siti Nurul Huda and Othman, Mohd Azlishah (2022) Financial Technologies for Accepting Transaction Using Cryptocurrency. In: 2022 International Conference on Digital Transformation and Intelligence (ICDI), 1-2 Dec. 2022, Sarawak, Malaysia.

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Cryptocurrencies such as Bitcoin, Ethereum, and Litecoin are few examples of revolutionary Financial Technologies (FinTech) that are rapidly entering the finance market and transforming the global economy's power. Recently, cryptocurrency technology as an innovative technology has attracted attention and spread. Cryptocurrencies known as virtual currencies that have been widely used to buy and sell products and services over the internet, as well as a popular asset for hedging and speculation. However, current study and statistic shows that customers have high level of awareness but low acceptance towards cryptocurrency. In addition, the number of studies on cryptocurrency adoption in Malaysia also very less. Therefore, the aim of this study is to examines the accepting financial transaction using cryptocurrency from a customer perspective. The outcome of this study shows that (i) security and perceived ease of use are having a significant relationship with behavioral intention towards acceptance of cryptocurrency transactions; (ii) perceived trust and social influence are having no significant relationship with behavioral intention towards acceptance of cryptocurrency transactions. This study is important because it will help investors and potential customers to increase their knowledge in using and adopt cryptocurrency in their transaction.

Item Type: Conference or Workshop Item (Paper)
Uncontrolled Keywords: cryptocurrency , Financial Technologies , finance market
Subjects: H Social Sciences > HG Finance > HG1501-3550 Banking > HG1710-1710.5 Electronic funds transfers
Divisions: Faculty of Business (FOB)
Depositing User: Ms Nurul Iqtiani Ahmad
Date Deposited: 14 Mar 2023 03:10
Last Modified: 14 Mar 2023 03:10


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