Citation

Khan, Mohammad Tariqul Islam and Xuan, Yong Yee (2022) Drivers of lending decision in peer-to-peer lending in Malaysia. Review of Behavioral Finance, 14 (3). pp. 379-393. ISSN 1940-5979

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Abstract

Despite the emergence of peer-to-peer (P2P) lending in Malaysia, there is a knowledge gap on what drives the lending decision of P2P lending in the emerging Malaysian market. This research investigates how borrower's loan tenure, funding purpose, verified documents, accumulated transaction and repayment history, age, trustworthy and geographical resemblance affect likelihood of lending decision in P2P platform. Design/methodology/approach Using snowball sampling, survey data was collected from 300 online banking users who were willing to invest in online P2P platform from different states in Malaysia (i.e. Selangor, Malacca, Johor and Negeri Sembilan). For estimation, regression analyses were estimated.

Item Type:	Article
Uncontrolled Keywords:	Peer-to-peer (P2P) lending, Investor
Subjects:	H Social Sciences > HG Finance > HG4501-6051 Investment, capital formation, speculation
Divisions:	Faculty of Business (FOB)
Depositing User:	Ms Nurul Iqtiani Ahmad
Date Deposited:	05 Jul 2022 02:12
Last Modified:	05 Jul 2022 02:12
URII:	http://shdl.mmu.edu.my/id/eprint/10104

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