Measuring the effect of Amanah Ikhtiar Malaysia's microcredit programme on economic vulnerability among hardcore poor households

Nambi Malarvizhi, Chinnasamy Agamudai and Al-Mamun, Abdullah and Mazumder, Mohammad Nurul Huda (2014) Measuring the effect of Amanah Ikhtiar Malaysia's microcredit programme on economic vulnerability among hardcore poor households. Progress in Development Studies, 14 (1). pp. 49-59. ISSN 1464-9934

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Abstract

This study attempted to assess the impact of Amanah Ikhtiar Malaysia’s (AIM) microcredit programme on the level of economic vulnerability among hard core poor household clients in Peninsular Malaysia. To attain the objective, this research utilized economic vulnerability index. This study employed a cross-sectional design and stratified random sampling methods. Findings showed that participation in AIM’s microcredit programme decreases the level of economic vulnerability. The study suggests that AIM should, therefore, emphasize on designing flexible and diversified financial products and delivery methods together with skill development training to improve the socio-economic condition of the hard core poor households in Malaysia.

Item Type: Article
Subjects: H Social Sciences > HB Economic theory. Demography
Divisions: Faculty of Management (FOM)
Depositing User: Ms Nurul Iqtiani Ahmad
Date Deposited: 10 Mar 2014 09:08
Last Modified: 05 Sep 2014 03:15
URI: http://shdl.mmu.edu.my/id/eprint/5343

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