Citation

Khan, Mohammad Tariqul Islam and Yong, Yee Xuan (2021) Drivers of lending decision in peer-to-peer lending in Malaysia. Review of Behavioral Finance. ISSN 1940-5979

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Abstract

Despite the emergence of peer-to-peer (P2P) lending in Malaysia, there is a knowledge gap on what drives the lending decision of P2P lending in the emerging Malaysian market. This research investigates how borrower's loan tenure, funding purpose, verified documents, accumulated transaction and repayment history, age, trustworthy and geographical resemblance affect likelihood of lending decision in P2P platform. Using snowball sampling, survey data was collected from 300 online banking users who were willing to invest in online P2P platform from different states in Malaysia (i.e. Selangor, Malacca, Johor and Negeri Sembilan). For estimation, regression analyses were estimated.

Item Type:	Article
Uncontrolled Keywords:	Loans, Peer-to-peer loans
Subjects:	H Social Sciences > HG Finance > HG3691-3769 Credit. Debt. Loans. Including credit institutions, credit instruments, consumer credit, bankruptcy
Divisions:	Faculty of Business (FOB)
Depositing User:	Ms Nurul Iqtiani Ahmad
Date Deposited:	11 Apr 2021 17:42
Last Modified:	11 Apr 2021 17:42
URII:	http://shdl.mmu.edu.my/id/eprint/8599

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